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Pricing & Your Investment

Full 60-minute sessions. One-on-one expert care. No insurance barriers. No surprise bills.

What Every Session Includes

Every session is a full 60 minutes of one-on-one care with a board-certified pelvic floor specialist — no rushing, no insurance dictating your treatment plan.

Initial Evaluation
60 minutes
  • Detailed health history review
  • Full movement & postural assessment
  • Optional internal pelvic floor exam
  • Treatment plan built around your goals
  • Initial hands-on treatment
  • Home exercise program
  • Superbill for insurance reimbursement
  • HSA / FSA Eligible
Follow-Up Treatment Session
60 minutes
  • Progress assessment
  • Manual therapy & hands-on treatment
  • Pelvic floor training
  • Therapeutic exercise
  • Dry needling (when appropriate)
  • Education & symptom management
  • Superbill for insurance reimbursement
  • HSA / FSA Eligible
Contact Us for Current Pricing

What You’re Really Getting

At an insurance-based clinic, your copay might seem lower—but your sessions are shorter and your treatment plan is shaped by what your plan covers, not what you actually need.

Feature Radiant (Cash-Based) Insurance-Based Clinic
Session Length 60 minutes 30-40 minutes
One-on-One Time 100% of session Therapist typically juggles 2-3 patients
Location Your home (no drive time) Clinic (30-60 min round trip)
Childcare Not needed — baby can come too Often Required
Wait Time None — starts on time 10-20 minutes typical
Appointment Flexibility Evenings & weekends available Limited to business hours
Expertise Certified Pelvic Rehab Provider, 6+ years specialized experience Large variation of skill level, less flexibility in choice and provider availability
Billing Surprises None — you know the cost upfront Copays, deductibles, denied claims
Overall Experience Full hour, one-on-one, your home, your schedule, your treatment plan Shorter sessions, shared attention, clinic hours, insurance-approved treatment

Why We Don’t Bill Insurance

Dr. Danaya has worked in both insurance-based and cash-based clinics. She’s seen firsthand how insurance dictates what treatments a patient can receive—not based on what they need, but based on what gets reimbursed. She’s watched reimbursement issues determine whether a patient could get the treatment that would actually help them.

That’s backwards. Your care should be based on what’s going on in your body—not what an insurance company decides to cover.

At Radiant, your treatment is determined by one thing: what you actually need.

  • Full 60-minute sessions—the time it takes to treat, educate, and make real progress
  • Treatment based on your needs—not limited by what insurance approves or reimburses
  • No outside entity deciding your care plan—Dr. Danaya chooses the best approach for you, every session
  • The space to ask questions, understand your body, and feel heard

Her patients take priority. That’s why Radiant exists.

Insurance Reimbursement & Payment Options

How Insurance Reimbursement Works

  1. You pay for your session at the time of service
  2. We provide a detailed superbill with all necessary codes (CPT, ICD-10)
  3. You submit the superbill to your insurance company
  4. Your insurance reimburses you directly

What's Included in Your Superbill

  • Provider NPI & tax ID
  • ICD-10 diagnosis codes
  • CPT procedure codes for all services
  • Date and duration of service
  • All information your insurance needs for reimbursement

Payment Options

  • Credit & debit cards accepted
  • HSA & FSA cards accepted
  • All payments processed securely at time of service

Pricing & Payment FAQ

Why cash-based instead of insurance?

Because insurance was getting in the way of good care. Dr. Danaya has worked in both insurance-based and cash-based settings, and she saw a pattern: insurance companies were dictating what treatments patients could receive. Reimbursement issues were creating barriers between patients and the care they actually needed.

Cash-based means those barriers are gone. Every session is a full 60 minutes. Treatment decisions are based on your body, your goals, and the best available evidence—not on what an insurance company will approve. Your care comes first. Always.

How much will my insurance reimburse?

Reimbursement varies by plan. You can call your insurance company and ask about “out-of-network physical therapy benefits.”

Do you accept HSA or FSA cards?

Yes! Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can be used for all physical therapy services. This is pre-tax money, which effectively gives you a discount on care.

How many sessions will I need?

It depends on your condition and goals. Some patients are symptom-free in 3–4 sessions. Others with more complex or long-standing issues benefit from longer care. Because sessions are a full hour and aren’t rushed, many patients need fewer total visits than they would at an insurance-based clinic. Dr. Danaya will give you a realistic timeline at your first visit.

What if I can’t afford cash-based care?

We hear this concern often, and we take it seriously. A few things that help:

  • HSA and FSA cards accepted—this is pre-tax money, which reduces your effective cost
  • Superbills provided—submit to your insurance for potential out-of-network reimbursement (amounts vary by plan)
  • Focused treatment—because sessions aren’t rushed, many patients need fewer total visits to reach their goals

If your situation is complex and cost is a barrier, let us know. We’re willing to work with you—the goal is always to get you the care you need.

What's your cancellation policy?

We ask for 24 hours notice for cancellations. Late cancellations (within 24 hours) and no-shows will be charged a fee. Contact us for full policy details.

Military & Veteran Family Discount

As a Gold Star wife, Dr. Danaya understands the unique sacrifices military families make. Active duty service members, veterans, and their families receive a discount on all sessions. Thank you for your service.

Contact Us to Learn More

Financial concerns? Let's talk — I never want cost to keep you from getting care.

Schedule a free consultation and we'll figure it out together.

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